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Motor Vehicle Accident Compensation in New York If you are injured in a motor vehicle crash that the state of New York deems serious, you may be able to sue for compensation. Your lawyer can advise you on whether your injuries are in line with this threshold. Insurance companies are experts in contesting your losses. This can lead to settlement offers that are not in the range of what you're looking for. Damages If you've suffered injuries in a motor car accident you could be entitled to compensation. These damages are intended to cover your costs and loss, which includes medical bills, lost income, and property damage. You may also be eligible for compensation for suffering and pain. This type of compensation is more subjective and can be difficult to quantify. However, a skilled and experienced tort lawyer can help you receive the most compensation for your injuries. If, for instance, you suffer an injury that results in permanent impairment to your leg or arm it could be possible to receive compensation for future costs related to the impairment. This might include physical therapy, surgeries, or prosthetics. A permanent loss of a leg or a disfigurement can create emotional trauma for the rest of your life and a decrease in quality of life. This is referred to as mental anguish. Insurers frequently try to reduce the value of non-economic damages, which are considered to be intangible. However, a skilled tort lawyer at Morgan & Morgan can make sure that you receive the full worth of general damages in your case. Medical bills Medical bills can quickly pile up when you're injured in a car accident. You may feel overwhelmed by the bills particularly if still recovering from your injuries. There are many ways to assist car accident victims pay their medical expenses. In New York, every driver must have Personal Injury Protection (PIP) insurance that covers the first medical expenses incurred by a victim following an accident. PIP will also cover the loss of income for up to 90 days if an accident victim is unable to work. Medicare and health insurance could also provide medical coverage in addition to PIP. The only condition is that the patient has to prove the expenses are directly related to the accident. This can be accomplished by submitting receipts and bills from the doctor. Certain hospitals and doctors might allow a victim of an accident to negotiate a payment agreement in exchange for a lien on the victim's eventual personal injury verdict or settlement. These liens are often called medical liens or hospital liens. If you don't resolve these liens within an acceptable time frame, the debts may be transferred to collections. Victims can also seek compensation for the expense of mileage incurred when transporting to and from medical appointments by keeping track and keeping their mileage receipts. Loss of wages If you miss work because of a motor vehicle crash it can be extremely difficult to survive. Many Americans live paycheck to paycheck, and losing a few weeks or months of pay can be catastrophic. Car accident victims are usually successful in recovering lost wages through their lawsuits arising from car accidents. In most cases, lost wages are calculated by calculating the time an injured individual could have been able work if not for their injury. motor vehicle accident attorney washington can include missed shifts, overtime hours or any work performed in hospital. To prove loss of income the plaintiff needs to request evidence from his employer. These can be letters that confirm their time away from work, and their hourly rate or salary. Pay stubs, or copies of the injured person's last tax return can be included in addition to other documents. It is important to file the demand document as soon as possible following a car accident. This will enable the victim to receive the most benefits from their claim. In addition the evidence of the incident could be more convincing if it is made available as quickly as is possible. Pain and suffering The physical and emotional stress that result from a car crash can be extremely difficult to place a value on. However, it is still important to seek out compensation for these losses in your case. They are referred to as non-economic damages. They can be the result of suffering and pain, loss of enjoyment of life, post-traumatic stress disorder (PTSD) and many more. These expenses can be difficult to quantify as it could take a while to comprehend the full extent of your injury. Your lawyer will employ one of two methods to determine your pain and damages. The multiplier method is the most widely used. It involves adding all of your economic damages including past and future medical expenses, lost income because of your injury, and property damage, then multiplying the total by a figure ranging from 1.5 to 5 to arrive at your total economic damages. The higher the number, the more serious your injuries are judged to be. Another way to measure pain and suffering is on a per diem basis. Under this method the lawyer can request for a jury to award an amount of money for each day you suffer from your injury. This is particularly helpful for accident victims who work outside of the home or have children to care for as they recuperate.